Welcome to Credit Rating Now
Welcome to the Credit Rating Now website - an information resource center for all your credit score needs. Please take the time to peruse the many informative articles on this site to help you make the most practical, sensible and cost-effective credit score decisions.
There are 3 important ways credit monitoring and scores can be used to give you greater control over your finances. A credit score is used by lenders for loan approvals Improve your credit score to get better deals from lenders Protect yourself from identity theft with credit monitoring and alerts
How Is The Credit Score Number Calculated
The Credit Score Number is based on personal financial data including credit history, outstanding payments, length of credit history, the number and type of bank/credit card/loan accounts.
Avoiding Identity Theft
11 million Americans have their identity compromised each year. Identity Theft services provide an effective way of tracking suspicious activity and preventing credit card fraud and other offences.
How Often Does The Credit Score Change?
There are numerous factors that determine the frequency of any alteration in your credit score. Find out what these are and stay ahead of the game.
- Credit Score Bands
Lenders base their borrowing decisions on credit score bands.
- 3-in-1 Credit Monitoring
Find out how Credit Monitoring helps to protect your personal data. Credit Alerts and Secure Automated Calls play a key part in fraud prevention.
- Protect Against Identity Theft
Identity Theft occurs when your personal information is used by another party without your permission.
- Improving Your Credit Score
Discover how credit scores are established and ways to improve your score.