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A free credit score with 3-Bureau Monitoring and alerts can help protect your credit score and enable you to qualify for preferential terms on your finance.


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Welcome to My Score USA

Welcome to the Credit Rating Now website - an information resource center for all your credit score needs. Please take the time to peruse the many informative articles on this site to help you make the most practical, sensible and cost-effective credit score decisions.


Credit Monitoring

There are 3 important ways credit monitoring and scores can be used to give you greater control over your finances. A credit score is used by lenders for loan approvals Improve your credit score to get better deals from lenders Protect yourself from identity theft with credit monitoring and alerts


Credit Scores

The Credit Score Number is based on personal financial data including credit history, outstanding payments, length of credit history, the number and type of bank/credit card/loan accounts.


Identity Theft

11 million Americans have their identity compromised each year. Identity Theft services provide an effective way of tracking suspicious activity and preventing credit card fraud and other offences.



Articles List

Credit Score Bands

What is a high credit score and a low credit score range?

Lenders use credit score bands to determine credit risk and use the score as a basis for consumer borrowing decisions.


3-In-1 Credit Monitoring

Find out how Credit Monitoring helps to protect your personal data. Credit Alerts and Secure Automated Calls play a key part in fraud prevention.


Protect Against dentity Theft

Identity Theft occurs when your personal information is used by another party without your permission.


Improving Your Credit Score

Discover how credit scores are established and ways to improve your score.





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